Optional Benefits

Andrews University offers to its employees a variety of optional or elective benefits. Below is a brief overview of optional benefits for eligible employees. For an outline of eligibility and the complete description of each benefit, click the link to the respective benefit.

Auto Insurance Reduced rates for automobile insurance have been arranged for University employees.
Health Club Membership Reimbursement Program As part of the wellness program, a taxable reimbursement of half of health club fees is available for employees who are eligible for health insurance benefit.
Global Healthcare Access to healthcare outside the US borders, with coverage under the medical plan for medically appropriate care. 
Flex Spending Accounts Reduce your taxable income and reimburse yourself for health-care and dependent day-care expenses through flex-spending accounts.
Accidental Death & Dismemberment This benefit pays your beneficiary a death benefit if you die due to a covered accident while you are insured. It also pays you a benefit for certain accidental losses.  
Supplemental Life Insurance This program is designed as a supplemental coverage to the basic Survivors Benefit Plan (Group Term Life Insurance) provided by the University.
Accident Plan Benefits that pay for covered accidents while you are on the road to recovery.
Short-Term Disability Benefits can pay a percentage of your monthly salary if you are injured or ill off-the-job and cannot work due to a disability or covered pregnancy.
Critical Illness Benefits can pay a lump sum benefit at the diagnosis of a covered illness. 
Whole Life Can supplement term life insurance or as a stand-alone product with cash value built value over time.
Long-Term Care Program Coverage for extended care of chronic illness, injury, or old age is available through Hartford Life Insurance Company.


Andrews University is a Seventh-day Adventist institution of higher education
Phone: 1-800-253-2874   E-mail: enroll@andrews.edu
Copyright © 2015 Andrews University
Berrien Springs, Michigan 49104