Knowing how you are going to pay for college is just as important as knowing which college you're going to attend. The good news is that you're not alone. We are here to help.


There are basically two types of financial aid; financial aid that is free and financial aid that will have to be repaid at some point. The free kind comes in the form of grants and scholarships. The other kind comes in the form of loans-there are federal and alternative loans.  Applying for financial aid is quite simple. (The following information is for U.S. and permanent residents only; International students are not eligible for federal aid.)

First, complete the FAFSA:

The FAFSA (Free Application for Federal Student Aid) is your key to federal and state student aid. Even if you don't expect to take out a federal loan, we recommend you complete the FAFSA. It will allow you to be considered for other types of assistance through Andrews University's Student Financial Services office. Apply online at  It generally takes several weeks for the Federal Student Aid Programs office to prepare its report, and we will need that before we can evaluate your aid request.  Remember, the FAFSA will ask you to supply federal school codes for every university to which you are applying. The Andrews University code is 002238.

If you have questions on how to fill out your FAFSA, check out this blog by the U.S. Department of Education which breaks down process into seven steps.


Second, turn in these other documents:

Once your FAFSA has been filed and your other financial aid documents are in, the Student Financial Services team will prepare your award package. You will be assigned a financial advisor based on the first letter of your last name. Your financial advisor will help:

  • Ensure that your aid package is in compliance with federal/state regulations
  • Arrange a payment plan to cover any costs not financed by financial aid
  • Answer any questions you have regarding your account or financial aid


Undergraduate Students (U.S. residents)

Andrews Gift                                                                                                                                                                           

If you are a U.S. resident, you may qualify for additional need-based grants from Andrews University or loans from private banks, state and/or federal government. It is important to complete your financial aid application to know what funding options are available. Be sure to look into external scholarships as well. Please note that if you are eligible for the Andrews Gift, this amount is in addition to other resources shown on the Net Price Calculator.                                                                                       

Three dates to remember:

  • March 1–File your FAFSA and turn in all necessary documents to Student Financial Services.
  • July 1–Invoices for fall semester will be delivered. If you do require a down payment, have that payment receipted before August 15.
  • August 15–Check back at Registration Central to make sure your Financial Plan box is checked off.

By following these dates you’ll be able to purchase your books before classes begin, move into the Residence Halls,  and also eat at Dining Services.