money management for kids

    when kids look for after-school jobs, there are a lot of things they need to know
            the following web sites have been taken from the School Library Journal
                                    August 2001 - edited by Gail Junion-Metz

  HOW TO APPLY FOR A JOB - this cool site will help them to:

• create their first resume
• their first cover letter
• their first list of folks who agreed to provide them with references
• fill out the easy-to-use, Web-based worksheets
• print them out, and then hand them out to potential employers
  Creator: New York State Dept. of Labor

  HOW TO GET A SOCIAL SECURITY NUMBER - this nifty site explaines:

• what a Social Security number is
• how to apply for one
• what Social Security is
• how much is deducted from paychecks
• how Social Security funds are used
  Creator: U. S. Social Security Administration

  HOW TO MAKE CORRECT CHANGE - in order to have a paper route,
        work at a fast food restaurant, babysit, or mow the lawns, kids need
        to know how to make change

• this interactive game does just that in a fun, high-tech way

• don't miss:
  for a challenge, have older kids check out the foreign currency game
• great for teens going abroad for vacation or study
  Creator: The Learning Network, Inc. San Fransisco

  HOW TO UNDERSTAND TAXES - once teens bring home a paycheck,
        they need to learn:

• about the taxes that will be deducted
• about state, federal, and local taxes

• don't miss:
  the "It's Playday" section - where kids can see how taxes are withheld

• for educators, the "Teachers Toolkit" section includes tax forms,
  and downloadable teaching resources
  Creator: U. S. Internal Revenue Service, American Bar Association

  HOW TO OPEN A CHECKING ACCOUNT - this site can help tweens
        and young teens learn:

• basic banking skills
• filling out a check correctly
• what interest means
• how to safely and properly use an ATM

• don't miss:
  the "Calculators" link - where kids can calculate how long it will take
  them to save for their first car or save for holiday gifts

• have older teens check out Moneyopolis - they can play a life
  version of a game about spending, saving, and investing their money
  Creator: Sovereign Bank, Inc.

  A GUIDE TO THE BUSINESS OF BABYSITTING - this great site
        provides tons of information:

• how to keep their young charges safe and happy
• how to turn babysitting into a profitable and satisfying endeavor

• don't miss:
  "Infants"   |   "Toddlers"   |   "Preschoolers"   |   "School Age" sections with
  solid information about child development

• see also "Planning Activites"
• see also the babysitting flyer that kids can create at the "Make
  Your Own Flyer" link
  Creator: University of Illinois Extension Service, Champaign, IL

  
  

      Wolfhard Touchard,   M. L. S. - Reference & Database Librarian   |   touchard@andrews.edu
                      James White Library   |   Andrews University   |   Phone 616.471.6263
                                                                Updated December 2001