Out-of-Pocket Cost Estimator for New StudentsAt this time the Cost Estimator is for new undergraduate students only on the main Berrien Springs campus. It is not applicable to returning students, to students at other AU locations, or to online degree students.
Estimate your out-of-pocket cost to attend
At this time the estimator is exclusively for undergraduate students.You have selected the graduate track. Graduate tuition is charged per credit (or as a semester block for certain programs), so the estimate follows your program and credit load.At this time the estimator is exclusively for full-time students. For undergraduate students enrolled in less than 12 credits, tuition is charged per credit and aid is prorated (6–8 cr = 50% of Andrews funds, 9–11 cr = 75%; federal Pell and loans are prorated; Michigan aid requires full-time).Graduate tuition is charged per credit for most programs; some programs are billed as a flat semester block. Full-time is 8 credits per semester (9 for the MDiv).At this time the estimator is exclusively for the 2026-27 school year.
Nearly 100% of Andrews students receive scholarships or financial aid.
Let's find yours! Answer a few questions and we'll build your personal estimate.
1
About youTuition is the same for everyone; this section helps match aid and work eligibility.
As an international student, you automatically receive the maximum $14,000 Andrews Partnership Scholarship.
Master’s
Specialist (EdS)
Doctoral
Certificate / non-degree
Main campus
Online
Fall & Spring
+ Summer
Estimated Andrews Graduate Scholarship
—
No test scores? No problem! We can calculate your APS on the basis of GPA alone. If you have test scores later on, you can enter them for a potentially higher APS.
Estimated annual Andrews Partnership Scholarship (APS)Enter GPA to estimate
—
Dependent Claimed on a parent's tax return
Independent Filed taxes on your own
2
Housing, dining, academic supplies & health insuranceHousing, food, academic supplies & health insurance
On campus
Residence hall
University apartment
With parents / guardian
Off campus
Single
Double
Double
Single
Gold $5,484 / yr
Platinum $6,568 / yr
3
Other scholarships & grantsGift aid — money you don't repay. Check what applies and add amounts where asked.
For the most accurate estimate, file your 26-27 FAFSA first at studentaid.gov. It is free and usually takes under an hour.This will give you your Student Aid Index (SAI) — the number that determines your Federal Pell Grant amount and your eligibility for federal loans and for the Michigan Achievement Scholarship.
4
Subsidy supportEmployer or sponsor support
Aid found
$0
Out-of-pocket
$0
For the full School Year · Fall and Spring semesters
The Bottom Line
Your bottom line may be better than you think!
Tell us a little about yourself
And we'll build your personalized Bottom Line here.
Cost of attendance
Estimated total cost$0
Scholarships & grants
You've found
$0
in scholarships & grants — money you never repay
Enter your GPA to reveal your aid
Ways to cover the net price
≈ $7,000 / year
≈ $0 / year
On a student visa, off-campus employment and U.S. federal loans are generally not available. On-campus employment is still allowed (up to 20 hours per week while school is in session; up to 40 hours per week during the summer and breaks).
Estimated out-of-pocket
$0
about $0 per semester · after aid, work, and loans
Enter your GPA to reveal your estimate
Payment plan on your semester out-of-pocketAndrews offers a 3% rebate for full-time students who pay out-of-pocket expenses for the full year by August 15. Similarly, a 1% rebate for full-time students who pay out-of-pocket expenses for the semester.
3-month plan
4-month plan
60% due by August (prior to moving in / classes beginning)$0
Then 3 monthly payments (Sep–Nov)$0 ×3
International students pay their first semester in full before or upon arrival — tuition, fees, and housing and food if you live on campus. Student Financial Services can discuss a payment plan for the semesters that follow.
Still have need? You may qualify for additional help. It's determined case-by-case, so contact Student Financial Services for a personal review.
Get a personalized award and answers from the official Financial Aid Office · 269-471-3334 · sfs@andrews.edu
Disclaimer: This is an informational estimate based on current university fee schedules and is not a binding financial contract. Final tuition, fees, and financial aid awards are determined exclusively by the University Financial Aid office.