Defined Contribution Retirement Plan

Welcome to the Adventist Retirement Defined Contribution Plan, where retirement planning starts today to cover your tomorrows.

Whether you are just beginning or already well into your career, now is the time to begin planning for your future. The Adventist Retirement Plan (ARP) and VALIC have joined forces to provide you with the tools and resources to help you develop a retirement package that may meet your financial needs for the future. Here are some of the tools that are available to you:

  1., providing secure 24-hour Internet access to your account and investment information.

  2. easy Access at (888) 568-2542, a phone automated information service providing you with the same easy-to-use account services as the Web site.

  3. A quarterly statement will be sent to keep you up-to-date on your portfolio's progress.

Please read carefully any materials regarding retirement that you have received and contact VALIC Retirment to arrange a one-on-one meeting with a financial professional. They will be happy to answer your questions and work with you to develop an investment strategy that will meet your retirement needs. The VALIC Retirement Financial Advisor in this area is:

Name: Casey Quinn
Work/Cell Phone: (248) 326-8528

To enhance the Adventist Retirement Plan (Defined Contribution) by increasing the employer payments into the fund from 4% to 5% of payroll, the new contribution rate was voted effective July 1, 2002:

Employer Basic   5 %
Voluntary   3.0 %
Match   3.0 %
    11.0 %

Effective July 1 of each of the years:

Contributions 2007 2008 2009 2010 2011
Employer Base 5.00% 5.00% 5.00% 5.00% 5.00%
Employee Voluntary 2.50% 2.75% 3.00% 3.00% 3.00%
Base Employer Match 1.25% 1.65% 2.10% 2.55% 3.00%
Total 8.75% 9.40% 10.10% 10.55% 11.00%
(Vol % of Base) 50.00% 55.00% 60.00% 60.00% 60.00%
(Match %) 50.00% 60.00% 70.00% 85.00% 100.00%

To activate or change your contribution rate, you may do so online at Once logged in using your Andrews University Username and Password, click on this link to open a PDF of step by step instructions. Retirement Election Instructions

If you have any questions, please contact Corporate Benefit Strategies (CBS) at 1 (866) 365-2413 ext. 6208.

Andrews University is a Seventh-day Adventist institution of higher education
Phone: 1-800-253-2874   E-mail:
Copyright © 2014 Andrews University
Berrien Springs, Michigan 49104