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Human Resources
Changes in Your Life
- You marry
- You have a child
- You adopt a child
- You take an unpaid leave of absence
- Your spouse has an employment change
- Your dependent loses eligibility
- You divorce
- You leave Andrews University
- You retire
- There is no change in your life
What happens when you adopt a child?
Health Plan (Medical / Dental)
As a result of your adoption activity, you may change your health plan coverage to ensure family coverage. If you are already enrolled in a family medical plan, you should add your child to the plan at the time of placement. You may cancel your medical coverage in order to elect coverage under your spouse's plan and/or opt-out your child. You will be required to provide documentation indicating the date of your child's placement.
Life Insurance Plan
To be sure you have coverage to accommodate the change in your family, you should re-evaluate your Life Insurance coverage level. You may change your Life Insurance beneficiaries as well. Even if you have elected not to buy Supplemental Life Insurance, the University provides a Group Term Life Insurance at no cost to you. If you elect to buy more coverage at this time, you will be required to provide evidence of good health.
Flexible Spending Accounts
You may wish to reconsider your earliest decisions about participation in Flexible Spending Accounts. You may sign up now or, if already participating, you may want to change your election amount. You may need to increase your Medical/Dental Account contributions to pay for uninsured health care expenses for your child with tax-free dollars. If you will have day care expenses, you may want to begin or increase your contributions on a Dependent Care Account. However, you may only begin the Dependent Care Account once your spouse or you return from adoption leave.
Retirement Plan
Review your investment elected under the Plan to make sure this reflect your new financial goals. Beneficiaries may be changed at any time.
Be sure to make changes with the Human Resources within 30 days of adoption event.
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