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Andrews University
Berrien Springs, MI 49104-0840
Phone: 269. 471. 3886
Fax: 269. 471. 6293
benefits@andrews.edu
Human Resources

Changes in Your Life



What happens when you divorce?

Health Plan (Medical / Dental)
As a result of your divorce (legal separation, annulment) you may decide to enroll in a University medical and dental plan. If already enrolled, you may change from a family/double coverage to individual/single coverage. Your ex-spouse is not eligible for health coverage unless as required by the court and with appropriate documentation.

Life Insurance Plan
You will need to re-evaluate your Life Insurance coverage and may change your election at this time. Be sure you have an appropriate level of coverage to accommodate the change in your family structure. Even if you have elected not to buy Supplemental Life Insurance, the University provides you with a Group Term Life Insurance at no cost to you. If you elect to buy or increase additional coverage at this time, you will be required to provided evidence of good health. Review your beneficiary election under the Plan. Flexible Spending Accounts
Consider whether to participate in the Flexible Spending Accounts, or if participating, decide whether you need to change or stop you contributions.

Retirement Plan
Update the beneficiaries under the Plan. If you are planning to divide your pension assets as a part of the divorce agreement, you should contact your attorney and obtain Qualified Domestic Relation Order, prior to going to court.

Be sure to make changes with the Human Resources within 30 days of your divorce.

 
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