What is Financial Aid?

Financial aid helps you bridge the gap between school costs and what you and your family can reasonably contribute out-of-pocket. There are two types of financial aid; financial aid that is free (grants and scholarships) and financial aid that will have to be repaid at some point (loans-federal or private).

Print Current Financial Aid Packet or 2025-26 Financial Aid Packet

DISCLAIMERS:

The following information is for U.S. & permanent residents only; enrolled in a degree-seeking program.
International students are not eligible for federal or state aid. Click for International student funding options.
If you do not plan to take federal/state aid and want to receive educational allowance/subsidy, you will only need to complete Step 2.

EVERY YEAR

Step 1: Complete the FAFSA.

Applications are made online at www.studentaid.gov. Students and parents of dependent students will need to get an FSA-ID, which is a username and password combination that allows you to sign your FAFSA electronically. It generally takes 48 hours for Federal Student Aid Programs to process the FAFSA and send an electronic report to the schools you listed on the FAFSA. We will need that report before we can evaluate your aid request.

The FAFSA will ask you to supply school codes for every university to which you are applying.

The Andrews University code is 002238.

Your financial aid application requires IRS tax data. For 2024-25, you will use 2022 tax information. 2025-26 will use 2023 tax information. You will suppy this information by using the IRS Data Retrieval Tool. If necessary, a summary of a previously filed tax return, called a tax transcript, may be viewed and downloaded from Get Transcript Online, with the proper identity verification. Additionally, Get Transcript by Mail can be accessed online, or the taxpayer can call 1-800-908-9946, and a transcript will be delivered to the address of record within five to 10 days.

Learn more: FAFSA

FSA-ID

LEARN ABOUT CHANGES TO THE FAFSA.

Step 2: UG - Submit Financial Information Sheet.

► Requesting Educational Allowance?

Undergraduate: Financial Information Sheet

Step 3: Check for & satisfy offer requirements.

After your FAFSA has been filed and your Financial Information Sheet is in (Undergrads only), you should be able to login to your Financial Aid Self-Service Banner account and check for any pre-offer requirements within 2-3 business days. There will be a longer wait time if our office is processing a higher than normal volume of documents. Please note that August is our busiest month.

Some files may be selected for Verification. Verification is a process used to verify certain information on the FAFSA. Selection can be random or because of errors. If you are selected, you will have to submit additonal documentation. Please check Financial Aid SSB to satisfy these requirements.

Once you have logged into your Financial Aid SSB account, simply click on your outstanding requirements and follow the link. Outstanding requirements are marked with a red X while satisfied requirements are marked with a green check mark.

Learn more: Verification

Financial Aid SSB

OFFERS WILL BE SENT TO YOUR ANDREWS UNIVERSITY EMAIL.

Step 4: Monitor & satisfy post offer requirements.

Review your notification for any post-offer requirements. If you have been offered federal loans you will need to accept or decline them before your aid package can be considered complete. First-time borrowers will need to complete Entrance Counseling and electronically sign a Master Promissory Note with your FSA-ID. PLUS loan borrowers will also need to complete the Master Promissory Note.

Please check Financial Aid SSB to satisfy these requirements. Once you have logged into your finVue account, simply click on your outstanding requirements and follow the link. Outstanding requirements are marked with a red X while satisfied requirements are marked with a green check mark. We strongly urge students and parents to accept or decline loans online vs. paper. Since paper requires manual processing, there will be a longer wait time. Please note that August is our busiest month.

Learn more: Federal Loans

Responsible Borrowing