Taking out loans?

• Starting with the 2026-27 academic year, borrower’s aggregate loan amount to borrow, annual limit to borrow, ability to borrow PLUS and amount to disburse will be impacted by recent federal law (OBBB). Check out our Loan Changes page for more information.

Part-time Loan borrower? 

If you are not currently enrolled full-time, your posted student loan amounts will be paid in full until new regulations are implemented in our system. Therefore, be aware that refunds will be adjusted down according to current enrollment. Full-time enrollment is defined as the following: 

• MDiv-9 credits 

• Graduate-8 credits 

• Undergraduate-12 credits 

Andrews University takes great pride in the diversity of our students. Off-campus or on, domestic or international, our diversity extends to banking. Student Financial Services wants to help you find the fastest, easiest, and most secure way to pay on your account. Since not all students are the same, we've taken great care to offer several payment options for students.

• USD Payments through TouchNet®
  • credit cards (2.95% convenience fee)
  • free electronic check payments for US non-commercial checking or savings accounts
  • login & password required, authorized user access required for anyone paying on account
• Flywire
  • international wire transfers (favourable exchange rates)
  • US bank wire transfers-$10 fee
  • international credit cards (convenience fee varies with currency)
  • local payment apps such as eWallet, UnionPay, Trustly, Paypal Wallet, Alipay.com, Google Pay, and Apple Pay
  • payers can create a flywire account or log on as a guest
  • domestic wires available for $10 wire fee
• TransferMate
  • US bank wire transfers available-$20 wire fee
  • international wire transfers 
  • international credit cards (convenience fee varies with currency)

Check out our Payment Options page for an overview of all the different ways that you can make a payment to your AU account.

If you need help deciding which payment option would work best for you, you can contact us at sfs@andrews.edu.

• Be admitted and registered as a new full-time, degree-seeking undergraduate student.
• Be eligible for denominational tuition assistance under applicable North American Division (NAD) working policy. 
• Receive denominational tuition assistance equal to at least 70% of Andrews University undergraduate tuition from the sponsoring conference, union, division, other approved denominational employer, or receive the standard Andrews University employee undergraduate tuition benefit as defined by University policy.
• Reside in Andrews University residential housing unless otherwise approved by the University. 
• Complete and submit the 2026-27 Financial Information Sheet.
• Maintain continuous enrollment and satisfy all applicable University academic, enrollment, and scholarship renewal requirements.

More information on how it works, what it covers, and what to plan for can be found on our Scholarships page or by contacting your financial advisor.

If you want to see your real costs for 2026-27, check out our Tuition Calculator.

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