Payment Plans

A. Tuition Guarantee Plan

The Tuition Guarantee Plan locks in the tuition rate paid for the first year for the remaining three consecutive undergraduate years (Maximum of 16 credits per semester).

To qualify:

• The student must attend Andrews University full-time and be a first-time, first year undergraduate student to start the plan.

• The student's only financial aid can be: Andrews Partnership Scholarship, external scholarships, MEAP, educational subsidy, and/or private student loans (full disbursement for the year must be received before the first day of class each year). If a student chooses to receive need based money such as federal grants, federal loans, Michigan Grant, Michigan Competitive Scholarship, and/or Andrews Gift, he or she does not qualify for this plan.

• The Out-of-Pocket Expense (Estimated expenses such as: tuition, room, board, books, computer store, insurance, and general fees minus allowable financial aid as calculated online in Registration Central) must be paid-in-full for each of the four years in advance by August 15 of each year.

• Send an email to sfs@andrews.edu to request the Tuition Guarantee Plan each year after payment is made. This email must be received by the first day of class each year to receive the rebate.

For Year One, a 5% rebate of the Out-of-Pocket Expenses will be posted to the student's academic account as there is no previous year's tuition to rebate back to. Then for Year Two, Year Three and Year Four, the rebate is the difference between the current year's tuition and the first year's tuition. All approved rebates will be credited to the students' academic accounts after the last day to add/drop classes during the fall semester of each year. Students may break their sequential years of enrollment at Andrews University by serving as a Student Missionary/Taskforce worker or attending an ACA campus for a year. Students should notify their financial aid advisor prior to departure. Cash withdrawals and refunds are unavailable. Students on the Tuition Guarantee Plan with Education Allowance may have the plan revoked if the paying organization doesn't pay for the current academic year by April 25.

B. Cash Rebate Plans

5% Rebate Plan - Full-time undergraduate and graduate students may choose to pay their estimated out-of-pocket expenses (charges less financial aid resources) for the full year by August 15 to receive a 5% rebate. After making payment, email sfs@andrews.edu by the first day of class to request the 5% rebate. The student's minimum Out-of-Pocket Expense as calculated online in Registration Central must be at least $1,000 to qualify for this plan. The rebate is unavailable for payment made after the first day of class. Cash withdrawals and refunds are unavailable. All approved rebates will be applied to the student account after the last day to add/drop a class during fall semester.

2% Rebate Plan - Full-time undergraduate and graduate students may choose to pay their estimated out-of-pocket expenses (charges less financial aid resources) in full for the semester and receive a 2% rebate per semester. The student's minimum Out-of-Pocket Expense as calculated online in Registration Central must be at least $500 to qualify for this plan. Each payment must be receipted by August 15 for Fall semester and December 15th for Spring semester. After making payment, email sfs@andrews.edu by the first day of class to request the 2% rebate. The rebate is unavailable for payment made after the first day of class. Cash withdrawals and refunds are unavailable. All approved rebates will be applied to the student account after the last day to add/drop a class. 

C. Installment Plan?

Arrange to make installment payments toward estimated Out-of-Pocket expenses for the semester.

1. All previous account balances (including installment plan balances) must be paid in full.

2. The plan is not to exceed more than 60% of the estimated Out-of-Pocket expenses for the semester.

3. Payments are to zero the account by the end of the semester to which the plan applies.

4. Late payments will incur a late payment fee of $27.

5. A carrying charge will be posted to an unpaid balance at the end of the current academic term.

6.  Minimum balance for Installment Plan is $500 or above.