Andrews University Health Insurance Opt-Out Option

Employees who are eligible for health insurance benefits but who do not wish to be covered by Andrews University's health insurance plan, must elect the Health Plan Opt-out option during a valid enrollment period to receive an opt-out benefit payment for the corresponding benefit plan year.

The monthly opt-out payment can be found here. Payment of the opt-out amount is not retroactive for late election.

If you have any questions, please contact bSwift at 866.365.2413 or e-mail employee benefits at

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Andrews University is a Seventh-day Adventist institution of higher education
Phone: 1-800-253-2874   E-mail:
Copyright © 2016 Andrews University
Berrien Springs, Michigan 49104