Defined Contribution Retirement Plan

Welcome to the Adventist Retirement Defined Contribution Plan, where retirement planning starts today to cover your tomorrows. Please visit the NAD retirement website for complete details on the defined contribution plan by clicking HERE.

Whether you are just beginning or are already well into your career, now is the time to begin planning for your future. The Adventist Retirement Plan (ARP) and Empower Retirement have joined forces to provide you with the tools and resources to help you develop a retirement package that may meet your financial needs for the future. Here are some of the tools that are available to you:

  1. provides secure 24-hour online access to your account and investment information. View the 3.5 minute guided tour video of the website HERE.

  2. Call 866-467-7756 to speak with an Empower representative, between 6 a.m. and 8 p.m. MT, Monday–Friday.

Please read carefully any materials regarding retirement that you receive. If you are interested in meeting with the Empower Retirement Education Counselor during one of their monthly visits to the University, you may arrange a one-on-one meeting by contacting them directly. They will be happy to answer your questions and work with you to develop an investment strategy that will meet your retirement needs. 

Retirement Plan Advisor: Suzanne McHugh/Brian Hand
Phone: 240-224-4911 (Suzanne)/720-701-2039 (Brian)

To make changes to your retirement elections and beneficiary designation(s), log on to the Empower Retirement website.


The NAD Adventist Retirement Plan (ARP) has provided Andrews University employees with additional information regarding changes that will affect those who are eligible to make and/or receive retirement contributions. Topics include policy changes such as automatic enrollment and automatic escalation features that will affect all Plan participants in the coming months. Please review the official notice regarding these changes by clicking HERE.