Phone: (269) 471-3302
Fax: (269) 471-6293
Office of Human Resources
4150 Administration Dr,
Andrews University
Berrien Springs, MI

Student Insurance

Andrews University requires all students with a minimum of part-time enrollment status be insured by a policy that covers accidents and illness. Since many students are away from home for the first time, it is important that there is some way to pay for these unexpected needs when or if they arise. Students must provide evidence of alternative insurance that is equal to, or exceeds the minimum coverage and provisions offered by the Andrews Univeristy (AU) Student Insurance Plan, otherwise they must purchase the AU Plan. International students are also required to have health insurance. If you are sponsored by an agency or government (J visa), special arrangements may have to be made for approval of their policy.

Students are automatically billed for their insurance as part of their tuition and fees during registration. For more information, contact the Student Health Insurance Office at The University Insurance plan may be waived by entering current insurance information on Registration Central during registration time (see waiver section for addition information). Proof of other insurance coverage must be provided in English.

Dependents of US citizens and permanent residents:
Coverage of any dependents is optional for U.S. citizens and permanent residents.

Dependents of international students:
All dependents of international students (J1 and F1 visas) are required to be covered up to the age of 19 years. Dependents of F and J visa holders should be enrolled in an insurance plan and maintain coverage the entire time they are in the United States.  Insurance coverage for dependents of J visa holders should meet the minimum requirements set by the Department of State.

Eligible dependents are the spouse and children up to age 26 years of age.

Dependent eligibility expires concurrently with that of the insured student.

Please note that AU cannot recommend and does not endorse any specific health insurance company or policy.  

Contacting the Insurance Company
Collegiate Risk Management is the servicing agent for the current student insurance policy. You can contact them for questions regarding coverage, bills payment, or any other question related to your insurance account.

Collegiate Risk Management
Phone: 1(800) 922-3420
Contact Person: Barb Sullivan

Andrews University is a Seventh-day Adventist institution of higher education
Phone: 1-800-253-2874   E-mail:
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Berrien Springs, Michigan 49104