Student Insurance

Andrews University (AU) requires all students with a minimum of part-time enrollment status (including distance students with local address) be insured by a policy that covers accidents and illness. Since many students are away from home for the first time, it is important that there is some way to pay for these unexpected needs when or if they arise.

Students must provide evidence of alternative insurance that is equal to, or exceeds the minimum coverage and provisions offered by the AU Student Insurance Plan, otherwise they must purchase the AU Plan. Please see waiver section for additional information. All international students are also required to have health insurance. If you are sponsored by an agency or government (J visa), special arrangements may have to be made for approval of their policy.

Dependents of US citizens and permanent residents:
Coverage of any dependents is optional for U.S. citizens and permanent residents.

Dependents of international students:
All dependents of international students (J1 and F1 visas) are required to be covered up to their 18th birthday. Dependents of F and J visa holders should be enrolled in an insurance plan and maintain coverage the entire time they are in the United States.  Insurance coverage for dependents of J visa holders should meet the minimum requirements set by the Department of State.

Eligible dependents are the spouse and children up to age 26 years of age.

Dependent eligibility expires concurrently with that of the insured student.

Please note that AU cannot recommend and does not endorse any specific health insurance company or policy.  

Electing AU Student Insurance
Students will be able to elect coverage as they are registering for classes through Registration Central and the student account will be billed immediately. Students will have 15 days from the day of their election to change or terminate coverage. Should the student choose to terminate coverage within this 15-day period, they will be responsible for all charges due for services incurred within this period. Changes after the 15th day will not be allowed.

For questions regarding a qualifying Life Event, please contact the Student Insurance Office.

Contacting the Insurance Company
Collegiate Risk Management is the servicing agent for the current student insurance policy. You can contact them for questions regarding coverage, bills payment, or any other question related to your insurance account.

Collegiate Risk Management
Phone: 1(800) 922-3420
Contact Person: Barb Sullivan