Knowing how you are going to pay for college is just as important as knowing which college you're going to attend. The good news is that you're not alone. We are here to help.


We hope you will find these resources and information helpful as you discern your financial possibilities, and do contact us if you have any questions.

  • March 1–File your FAFSA and turn in all necessary documents to Student Financial Services.
  • July 1–Students who have selected their classes will recieve an invoice of fall semester expenses. If you do require a down payment, have that payment receipted before August 15.
  • August 15–Check back at Registration Central to make sure your Financial Plan box is checked off.

By following these dates you’ll be able to purchase your books before classes begin, move into the Residence Halls,  and also eat at Dining Services.

Paying for College 101 (Powerpoint)

Paying for College 202 (Powerpoint)

IRS Data Retrieval Tool (powerpoint)

Have  questions in regards to finicial aid, financial clearnance, registration and more? Find the answers on Student Financial Services' complete listing of Frequently Asked Questions.

What is financial aid?

Financial aid helps you bridge the gap between school costs and what you and your family can contribute out of pocket.  There are basically two types of financial aid; financial aid that is free and financial aid that will have to be repaid at some point.  The free kind comes in the form of grants and scholarships. The other kind comes in the form of loans-there are federal and alternative loans.  Applying for financial aid is quite simple. (The following information is for U.S. and permanent residents only, International students are not eligible for federal aid.) 

The FAFSA is the first step to financial aid.  Even if you don’t plan to take out a federal loan, you will need the FAFSA to be considered for federal and state grants as well as the Andrews Gift, which is need-based aid.  The FAFSA application is filed online at  It generally takes a few days for the Federal Student Aid Programs office to process and send us the results.  FAFSA will ask you to supply federal school codes.   The Andrews University code is 002238.  You will have to file for financial aid every year.  Renew your FAFSA early to be sure that you qualify for as much aid as possible.  

The second step is submitting all of the following verification documents:

Once the FAFSA has been filed and the other documents are submitted, our office can begin to prepare an award notification letter.  Preparing an award can take about a week depending on the amount of paperwork being  processed.

What is financial clearance?

Financial Clearance can mean different things for different students. For some students, it may mean calculating their expenses for the semester, making a payment, and/or arrangements for monthly payments.  For some students, it may mean making sure that they have a completed financial aid package (all paperwork in, loans requested-entrance counseling-promissory notes signed) in place to cover their semester’s expenses. Other students (mostly MDiv) are sponsored and clearance means making sure that their sponsorship is documented in our office and reflected in Registration Central.

See the difference?  Financial aid makes financial clearance possible.  Financial clearance can be completed only after your financial aid package is completed.  If a student does not have a completed financial aid package, Registration Central will not allow the student to financially clear until these financial aid requirements are completed.  This is why we encourage students to complete their financial aid package well before they attempt to financially clear.